Universal Credit Bank Limited - Terms & Conditions

Terms & Conditions

Disclaimer

Legal Information

Persons who call up information published on the web pages declare that they agree to the conditions set out below. In addition to these conditions, any special agreements and conditions relating to individual services and products of also apply. In the event of a contradiction, the special agreements and conditions have precedence.

Non-binding nature

The information published on the web pages is provided exclusively for the purpose of information and does not represent a recommendation, an offer or a request to purchase or sell investment instruments, to effect transactions or to conclude any legal business transactions whatsoever.

In addition, the published information does not represent any aid to decision-making in respect of questions relating to advice of a financial, legal, tax or other nature. Furthermore, no investment decisions or other decisions should be made purely on the basis of this information. Please contact a specialist/ representative of when making decisions relating to investments.

The web pages are not intended for those persons who are subject to a legal system which forbids the publication of or access to the website of (due to the nationality of the corresponding person or company or his/her/its place of domicile, or for other reasons). Persons to whom such restrictions apply are not permitted to access the web pages.

No Guarantee

No guarantee that the information published on the web pages is accurate, complete and up to date. The content of the web pages can be changed at any time and without prior notice.

Points out that past performance can not be used as an indicator for the future performance of investments. The value of an investment can rise or fall and can, in extreme cases, lead to the loss of the capital invested. Investments in foreign currencies are additionally subject to currency fluctuations.

Liability Restrictions

accepts no liability for losses or disadvantage of any kind which might be incurred as a result of using or accessing the web pages. The exploitation and use of the published information is carried out at the user's own risk and danger.

Data Security

When accessing the web pages or contacting via electronic means, the visitor's data is basically transmitted via an open network to which anyone has access. Data used in communication is also transmitted across national borders. This also applies to data transmission when sender and recipient are located in the same country.

Communication by e-mail with is via an open and unencrypted system. When communicating via e-mail, discretion is therefore not always sufficiently guaranteed. It follows that we cannot rule out the possibility of third parties being able to view data sent via this method and to identify contacts made with our bank. We recommend accordingly that this medium should not be used for transmitting client data or orders for business transactions.

Links to third-party web pages

Certain links on the web pages may refer to third-party web pages. accepts no responsibility whatsoever for the accuracy, completeness and legality of the content of such web pages nor for any offers contained therein.

Use of Web Pages

Both the content and the structure of the web pages are protected by copyright. It is permitted to download and temporarily store one or more of these pages for the purpose of viewing them locally. The storage or printout of individual pages and/or parts of the web pages is permitted, providing that neither the copyright notice nor other patented designations of are removed. retains all rights of ownership. The reproduction, alteration, use or forwarded transmission of any content, graphics or information is forbidden without the prior consent of .