 |
Introduction
Universal Credit Bank (UC Bank) was established under the laws of England, to provide both personal and commercial financing services to its members. Whether the financing needs are seasonable, short term or long term, UC Bank always do the best to meet its member’s business objectives with prompt and professional services.
Today, UC Bank offers a broad range of commercial financing services tailored to meet the diverse financial needs of various businesses. Our list of customers includes a broad array of businesses from manufacturers, distributors, wholesalers to private professional firms and more.
Products / Services
UBC's approach combines financing with targeted advisory programs and supports the business growth of our clients by assisting them to expand their portfolios and enter new market segments.
Our Secured Transactions and Collateral Registries team would assist government clients in developing the appropriate legal and institutional frameworks to allow and encourage the use of movable assets as collateral for loans.
Securities Markets: Securities markets, particularly bond markets, are increasingly in demand by emerging market countries to finance key areas with high developmental impact, such as infrastructure, housing, and microfinance.
Leasing can be an effective channel in tackling the critical global challenges of climate change and the food crisis by supporting investments in energy efficiency, renewable energy, cleaner production, and agribusiness equipment.
Microfinance: Microenterprises and small businesses account for the major share of the private sector and employment in many developing countries. Yet, despite their size and importance, these businesses rarely have access to the savings, credit, and payment services provided by formal financial institutions.
SME Banking: Small and medium enterprises (SMEs) are critical for the economic and social development of emerging markets. They play a major role in creating jobs and generating income for low income people. In many emerging markets, however, access to financial services for SMEs remains severely constrained.
Banking on Women: Working in collaboration with IFC’s Financial Markets Department, IFC’s BOW program helps bank profitably and sustainably serve women businesses. We provide financing for on-lending to women entrepreneurs, as well as advisory services to enhance our client commercial banks’ ability to address the needs of the women’s market and provide the most appropriate products and services for this clientele.
UBC provides bridge finance that lets entrepreneurs increase business profits and revenues. Business weary of the corporate banking run around, will find that alternative finance source can unleash the full potential of their business.
In our experience, the most successful businessmen are those who use OPM (other people’s money) when necessary, keeping their own company-cash liquid for the unexpected opportunity.
We provide financial service for growing business of all types, with a special emphasis on import/export, and the finance of international trade.
Trade Finance
A concise, simple, and easy-to-understand proposal for trade finance that is designed especially for small and medium-sized exporters. A means to turn export opportunities into actual sales and to get paid for export sales—especially on time—by effectively managing the risks associated with doing business internationally.
Opportunities
• Reaching the high percentage of customers worldwide who live outside UK.
• Diversifying customer portfolios.
Commercial L/C Service
• Provided with competitive trading conditions, increased competitive advantage, convenience funds scheduling for other of customer’s businesses.
• Breakout of the political and commercial risks as well as geographical influences.
|
GBP Exchange Rates
